How do we compare?
This is the portfolio of our asset manager. Past performance is not a reliable indicator of future results.
| Year to April | Value | |
|---|---|---|
| start value 1st April 2005 | £53,900 | |
| 2006 | £81,300 | |
| 2007 | £79,200 | |
| 2008 | £83,000 | |
| 2009 | £77,900 | |
| 2010 | £101,000 | |
| 2011 | £113,500 | |
| Six year performance | +110% |
Your capital will be at risk and unlike a bank or building society deposit, the value of your investments can fall as well as rise, so you may not get back the amount you invest. Income can fluctuate, both in monetary value and in percentage terms.
Performance
For the period April 2008 to April 2011, most clients on our 'Advisory' service achieved 6, 7, 8,9 or 10% annually according to their selected risk rating. The client with the least performance made 4% p.a., and the highest achieved 13% p.a.
In this period, our clients performed better than the option of investing in bank deposits, national savings and funds with the same aims:-
Morningstar Average Fund Performance for :-
- Cautious Allocation (12% risk): 3% p.a.
- Aggressive Alocation (18% risk): 3% p.a.
- Adam & Co. Private Bank UK Equity: 4% p.a.
Charges
For portfolios of more than £100,000 [Eur 120k / USD $150k] we charge less than any other asset manager in the UK that we are aware of
| asset man. fee | total fees* | |
| UBS private Swiss bank | 1.5% | 3.2% |
| Rathbones asset manager | 1.2% | 2.4% |
| IFAs (average fund charge) | 3.0% | 3.5% |
| NatWest stockbroker | 1.5% | 2.8% |
| IWM | 0.8% | 0.8% |
|---|
* sample total fees include administration, dealing and exit charges and are samples from the portfolios that IWM have inspected from clients taking our Solutions service, and are typical of the type of fees charged for each kind of firm
In addition, our service includes a tax return service, and impartial advice on your best ways forward; and the other firms are not including these services.